Client Centered
Relationship Based
Your Financial Life
Focus on what's important in your life.
Financial Planning provides confidence
in knowing that you have a plan
to achieve your financial goals.
Guiding Principles
We are a firm in a small community.
Reputation is everything.
Every relationship counts.
Investment Management
Let us approach your portfolio
based upon your specific needs and
preferences.
How We Help
The Evaluation Process
Areas of Expertise
Personal Financial Planning
In an economy where drastic changes can happen, it's best to have a plan. Your needs. Your goals. Your plan.
- We gather information specific to your goals and needs.
- We comprehensively analyze your information.
- One or more potential approaches will be presented to you.
- If you determine that our recommendations will get you to your financial goal, we will guide you through it.
- Take the next step.
Investment Management
The good investments are the ones that are right for you. Our approach for your portfolio is based upon your specific needs and preferences. Investment management may be handled in house or through a third party manager depending your unique situation.
- Portfolios are tailored to your risk/reward profile.
- Taxes are minimized whenever possible.
- Hedging strategies may be implemented to reduce risk.
- Fundamental and/or technical analysis are used in the portfolio construction process.
- Contact us to discuss your investment management needs.
401K Account Advice
Are you getting the most our of your company retirement plan?
Retirement plan regulations make it all but impossible for employers to give employees investment advice, and even if they did, is that the business they are in?
Professional help may be available for your 401(k) account. Your money never leaves your company’s plan and there is no long term commitment.
You receive a 401(k) portfolio made specifically for you that is actively managed and risk controlled, not just a generic, date based fund. Contact us to find out if your account is eligible.
Social Security & Medicare
Deciding when to start taking Social Security and Medicare are two life changing decisions. Get professional objective advice before you finalize your elections. We analyze your unique situation and make recommendations tailored to you. In addition to your Social Security analysis, Medicare plans and Employer sponsored coverage (if any), are evaluated for your specific situation.
Tax Efficient Income
Your strategy for withdrawing retirement income is as important as your strategy for growing your nest egg. A tax efficient distribution strategy could save you money and make your nest egg last longer.
Planning which accounts to draw from and when, is critical making your nest egg last as long as possible and reducing your tax burden over your lifetime.
About Us
Michael A. Hamilton began his career in financial services in 1989 and holds FINRA series licenses 6, 7, 24, 62, 63, 66 in addition to a multi-line insurance license. The experienced gained guiding clients through the financial crisis in 2008, the Japanese banking crisis in the 90's, Y2K, Desert Storm, 9/11 and Covid-19, gives Michael perspective in dealing with today's uncertainties.
"I'm proud to say I have existing client relationships dating back to the early 1990's. Each client's trust is earned each day when the light's go on.Thank you to our existing clients and welcome to those yet to come."
Where to Begin
The first step is for us to get to know each other a little bit and see if we are a good fit. This can be a phone call, video call or in person. Want us to call you? Fill out the information under Contact Us.
Want to begin online or get a head start? You may provide some preliminary information through our financial planning portal. There is no cost or obligation for the initial consultation. Click the button below to get started.
contact us
Midwest Capital
Financial Advisors, LLC
226 N 12th Street
Decatur, IN 46733
260-724-4472